“CONFIDENT SOULITIONS” We are a modern law firm.
We provide world-class legal services to businesses. We have the right competences unique on the Polish and European scale in the area of regulation of financial services and new technologies. We work every day for leaders in banking, fintech, retail commerce (fixed location and e-commerce), telecommunications, outsourcing, IT, Industry 4.0. We provide reliable and proven solutions in the area of regulation, B2B contracts, ESG, transactions, financing, disputes, legislative processes. We represent entities and sector organizations (national, regional) in the Polish and EU legislative processes.
DLK experts are members of key Polish and EU working groups under the auspices of the public administration and the European Commission. We are members of the following prestigious legal associations: World IT Lawyers Key contacts Krzysztof Korus, PhD is a legal counsel, holder of the professional doctorate degree in the field of law and economic expert. He specializes in the area of payment services, new technology law and banking law. From 2015 onwards, he has been annually recommended by Chambers Europe in the Banking & Finance category (“strong experience in banking regulatory matters”, “deep knowledge and long experience”).
Pioneer of regulatory advisory for the fintech sector in Poland. He has advised on, among other things, PSD2 and open banking implementation, dozens of proceedings before financial market regulatory bodies in Poland and Europe, M&A transactions in the fintech market, as well as litigation and arbitration between financial institutions. He participated in the work of the most important industry working groups for the financial technology sector, including the API Evaluation Group at the European Commission, the Polish API team, the Working Group for the Development of Financial Innovation (FinTech) at the Polish Financial Supervision Authority, the “Blockchain and Cryptocurrencies” stream at the Ministry of Administration and Digitization as part of the “From Paper to Digital Poland” program and the working group at the Financial Market Development Council on the implementation of the PSD Directive. He is also a co-author of the reports “Study Impact of the PSD” and “Principles, Definitions and Model Rules of European Private Law” for the European Commission as well as member of the program board of the monthly magazine “Monitor Prawa Bankowego”.
As a member of the European Payments Consulting Association, he has also cooperated with the Polish-German Centre for Banking Law and London Economics. Author of dozens of publications, legal analyses and commentaries as well as a speaker at numerous industry events in Poland, Europe, America and Asia. He is involved in legislative activities at the Polish and EU level. Michal Mostowik, PhD is an attorney-at-law and a holder of the Juris Doctor degree, graduate of the Jagiellonian University in Krakow. In 2019, he defended his doctoral dissertation entitled “Protection of personal data in the Internet of Things environment according to European Union Law”.
He completed the Certificate in American Law program at the University of California Berkeley and the School of German Law organized by the Jagiellonian University in cooperation with the universities of Heidelberg and Mainz. He participated in the work of the working group for the development of financial innovation (FinTech) in Poland at the Office of the Polish Financial Supervision Authority and the “Blockchain and cryptocurrencies” stream at the Ministry of Administration and Digitization under the program “From Paper to Digital Poland”, and represented the organization of financial institutions in the legislative process (including the creation of sectoral regulations on personal data protection).
He is a member of the Polish European Law Association. He specializes and advises on banking law, financial technology regulations, personal data protection and European Union Law. He has years of experience in cooperating with banks, financial institutions and technology companies. He is an author of academic and popular publications on banking law and financial technology. He has taught and co-taught academic classes at the Jagiellonian University and he is a highly sought-after speaker at conferences, training courses, and industry events. Areas of practice Banking & Finance Fintech & Blockchain Online & eCommerce Retail Telecommunications IT & Outsourcing Industry 4.0